3% cash back value . Exclusively with Rogers.

3% Cash Back Value: Available when you earn 2% cash back rewards as an eligible Rogers service customer and redeem your rewards with the 1.5x Redemption Bonus (described below).

Cash Back Rewards on Eligible Purchases:

Eligible Rogers service: Primary cardholder must be the primary accountholder of an eligible Rogers, Fido, Shaw or Comwave service in good standing. Eligible services include postpaid Rogers or Fido consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Shaw, Fido or Comwave consumer internet, TV, home phone, home monitoring or satellite plan. Business/corporate plans are excluded. Co-branded services are excluded unless we communicate otherwise. Postpaid Rogers consumer mobile plan eligibility includes user with permission to make account changes (i.e. a Level 1 Authorized User). See your Rewards Program Terms and Conditions for more details.

General: Cash back rewards are earned on eligible purchases or deducted for returns on a per-transaction basis based on the posting date of the transaction. Cash advances, balance transfers, cash-like transactions, interest, fees, insurance premiums and payments are not eligible purchases and do not qualify. Minimum redemption amount is $10 CAD. Cash back rewards can be redeemed through the Rogers Bank app towards purchases made in the last 90 days or requested in the form of a statement credit annually. Account must be open and in good standing to earn and redeem cash back rewards. Foreign currency transactions are converted to Canadian dollars at the rate established by Mastercard International in effect on or after the date of the transaction and no later than the date the transaction is posted to the account plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.

1.5x Redemption Bonus: Your cash back rewards can be redeemed for 1.5 times (or 150%) of their regular redemption value when you apply them against eligible Rogers purchases made online and at participating Rogers and Fido retail locations (includes new phones, bill payments and accessories). Exclusions apply. Purchase must be identified in the Rogers Bank app as eligible for the redemption bonus to qualify. Purchases from Fido, Shaw, Comwave and directly from Sportsnet+ are included. Redemptions must be made in the Rogers Bank app. Minimum redemption amount is $10 CAD.

Get 5 Roam Like Home Days

Roam Like Home is provided by Rogers Communications Canada Inc. ("Rogers") and available to most Rogers customers with an eligible postpaid mobile plan (most enterprise plans, monthly plans that include roaming services as well as prepaid accounts are excluded). Up to 5 Roam Like Home days will be credited on your Rogers bill per year (as days are used) once we link your Rogers Bank credit card account to your eligible Rogers mobile account. Most accounts are linked automatically within 7 business days. Your Rogers Bank and Rogers mobile accounts must be in good standing. Any mobile number associated with an eligible Rogers account can use Roam Like Home benefits on a first come first serve basis. Unused Roam Like Home days at no cost do not carry over to the following year. Roam Like Home benefits reset every year on the anniversary that your Rogers Bank credit card account was first opened. See rogers.com/terms for full Roam Like Home terms and conditions.

Insurance benefits at no extra cost

Insurance benefits included with the Rogers Red World Mastercard are underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. Coverage is subject to conditions, limitations and exclusions, including a pre-existing condition for certain benefits as well as the requirement to charge the eligible expenses and/or items to the Rogers Red World Mastercard. For full terms and conditions, please refer to the certificates of insurance at rogersbank.com/legal.

Rogers Account Protection is underwritten by Canadian Premier Life Insurance Company which operates under the brand name Securian Canada.

Monthly benefit and eligibility – In the event of a Disability, Involuntary Unemployment, Involuntary Loss of Self-Employment or Hospitalization, the insurance provides monthly payments toward the outstanding balance shown on your most recent credit card statement before the date of the insured event. The monthly benefit is the greater of $10 or 10% of that balance, with a total maximum benefit of $20,000. For Critical illness, Life insurance or Accidental Death, the insurance pays the balance shown on your last credit card statement prior to the date of your diagnosis or death, up to $20,000. Covered Life, Accidental Death and Critical Illness claims are paid in one lump sum rather than ongoing monthly payments.

Maintaining service continuity – Benefit payments are applied directly to your minimum monthly payment or outstanding balance payment under your Rogers Bank Mastercard. The benefit payments do not directly pay your monthly Rogers services bills. Your monthly Rogers services bills must be paid with your Rogers Bank Mastercard. After your date of loss, if the value of new transactions charged to your credit card results in a minimum monthly payment that exceeds your monthly benefit or you reach your credit limit, your minimum payment may not be fully covered. This may result in new transactions—including charges for Rogers services—being declined.

You can get $558 in value annually

$558 average annual value is based on making $1,300 monthly eligible net purchases or $15,600 annually. Annual spend estimate is based on spend requirement to be eligible for the Rogers Red World Mastercard. Average annual value consists of:

• Total of $468 in cash back rewards: 2% cash back on $15,600 in annual spending equals $312 in cash back. Redeem the $312 cash back in full on eligible Rogers purchases and get 1.5x the redemption value, giving an extra $156 in cash back— total of $468 in cash back rewards.

• $90 in approximate value in the form of 5 free Roam Like Home days used through an eligible Rogers mobile plan. Annual value will vary and depend on individual card usage, type and value of Rogers services and purchases, and eligibility for applicable offers and benefits.

Annual value will vary and depend on individual card usage, type and value of Rogers services and purchases, and eligibility for applicable offers and benefits.

You can get 5 months of your mobile plan covered annually

Savings claim assumes the Rogers Red World Mastercard primary cardholder is subscribed to a Rogers 5G Popular mobile plan priced at $85/month (excluding taxes and discounts) and makes $15,600 in eligible net purchases on their account annually. Cardholders with a postpaid consumer Rogers mobile plan earn 2% cash back on eligible purchases. When cash back is redeemed towards the Rogers mobile monthly bill, an additional 1.5x redemption bonus is applicable. In this example, the total rewards value is approximately $468 annually ($312 cash back + $168 redemption bonus), which is equivalent to approximately four months of Rogers 5G Popular plan payments (excluding taxes and discounts). Actual savings will depend on individual card usage, type and value of Rogers services and purchases, and eligibility for applicable offers and benefits. Annual spend estimate is based on spend requirement to be eligible for the Rogers Red World Mastercard.