Up to 3% Cash Back Value. Exclusively with Rogers.

Up to 3% Cash Back Value: Available when you earn 2% cash back rewards as an eligible Rogers service customer and redeem your rewards with the 1.5x Redemption Bonus (described below).

Cash Back Rewards on Eligible Purchases:

You can earn cash back rewards on eligible purchases at the accelerated rates until you reach your annual limit. After that, you will earn cash back rewards at a reduced rate until your annual limit resets. Your annual limit and reduced rate for earning cash back will depend on the card you hold. Your annual limit will reset on either (i) the anniversary date of when your Rogers Bank credit card account (your “Account”) was opened or (ii) the anniversary date of your product switch (your “Reset Date”).

Effective as of November 18, 2026, your cash back rewards will increase to 5% on certain eligible Rogers purchases. This means that for every one dollar ($1.00) of an eligible Rogers purchase made with your Account, you will earn $0.05 in cash back rewards. The 5% earn rate for certain eligible Rogers purchases is subject to the annual limits applicable to your Card. For more details, see https://www.rogersbank.com/en/legal.

• Rogers Red World Legend Mastercard: As a customer with an eligible Rogers service, you can earn 2% cash back on all eligible purchases globally. If you do not have an eligible Rogers service, then you can earn 1.5% cash back on all eligible purchases globally.

• Rogers Red World Elite Mastercard: As a customer with an eligible Rogers service, you can earn 3% cash back when you spend in U.S. dollars and 2% cash back on all other eligible purchases. If you do not have an eligible Rogers service, then you can earn 3% cash back when you spend in U.S. dollars and 1.5% cash back on all other eligible purchases. These cash back offers are available on the first $61,000 spent on your Account during your annual period. After that, your eligible purchases will earn cash back at the base rate of 1.5% until your Reset Date.

• Rogers Red World Mastercard: As a customer with an eligible Rogers service, you can earn 2% cash back on all eligible purchases. If you do not have an eligible Rogers service, then you can earn 2% cash back when you spend in U.S. dollars and 1% cash back on all other eligible purchases. These cash back offers are available on the first $26,000 spent on your Account during your annual period. After that, your eligible purchases will earn cash back at the base rate of 1% until your Reset Date.

• Rogers Red Mastercard: As a customer with an eligible Rogers service, you can earn 2% cash back on all eligible purchases. If you do not have an eligible Rogers service, then you can earn 2% cash back when you spend in U.S. dollars and 1% cash back on all other eligible purchases. These cash back offers are available on the first $16,000 spent on your Account during your annual period. After that, your eligible purchases will earn cash back at the base rate of 1% until your Reset Date.

Eligible Rogers service: Primary cardholder must be the primary account holder of an eligible Rogers, Fido, Shaw or Comwave service in good standing. Eligible services include postpaid Rogers or Fido consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Shaw, Fido or Comwave consumer internet, TV, home phone, home monitoring or satellite plan. Business/corporate plans are excluded. Co-branded services are excluded unless we communicate otherwise. Postpaid Rogers consumer mobile plan eligibility includes user with permission to make account changes (i.e. a Level 1 Authorized User). See your Rewards Program Terms and Conditions for more details.

1.5x Redemption Bonus: Your cash back rewards can be redeemed for 1.5 times (or 150%) of their regular redemption value when you apply them against eligible Rogers purchases made online and at participating Rogers and Fido retail locations (includes new phones, bill payments and accessories). Exclusions apply. Purchase must be identified in the Rogers Bank app as eligible for the redemption bonus to qualify. Purchases from Fido, Shaw, Comwave and directly from Sportsnet+ are included. Redemptions must be made in the Rogers Bank app. Minimum redemption amount is $10 CAD.

Effective November 18, 2026, cash back rewards will be redeemed at a standard rate of 1 point per $0.01 for all purchases, including eligible Rogers purchases. The 1.5× Redemption Bonus will no longer apply, even if the transaction was posted to the account before November 18, 2026. For more details, see https://www.rogersbank.com/en/legal.

General: Cash back rewards are earned on eligible purchases or deducted for returns on a per-transaction basis based on the posting date of the transaction. Cash advances, balance transfers, cash-like transactions, interest, fees, insurance premiums and payments are not eligible purchases and do not qualify. Minimum redemption amount is $10 CAD. Cash back rewards can be redeemed through online banking or the Rogers Bank app towards purchases made in the last 90 days or requested in the form of a statement credit annually. Account must be open and in good standing to earn and redeem cash back rewards. Foreign currency transactions are converted to Canadian dollars at the rate established by Mastercard International in effect on or after the date of the transaction and no later than the date the transaction is posted to the account plus an amount equal to 2.5% (0% for Rogers Red World Legend Mastercard) of the transaction amount after it has been converted to Canadian dollars.

1.5x Redemption Bonus: Your cash back rewards can be redeemed for 1.5 times (or 150%) of their regular redemption value when you apply them against eligible Rogers purchases made online and at participating Rogers and Fido retail locations (includes new phones, bill payments and accessories). Exclusions apply. Purchase must be identified in the Rogers Bank app as eligible for the redemption bonus to qualify. Purchases from Fido, Shaw, Comwave and directly from Sportsnet+ are included. Redemptions must be made in the Rogers Bank app. Minimum redemption amount is $10 CAD.

Effective November 18, 2026, cash back rewards will be redeemed at a standard rate of 1 point per $0.01 for all purchases, including eligible Rogers purchases. The 1.5× Redemption Bonus will no longer apply, even if the transaction was posted to the account before November 18, 2026. For more details, see https://www.rogersbank.com/en/legal.

[Get] Roam Like Home Days

Roam Like Home is provided by Rogers Communications Canada Inc. ("Rogers") and available to most Rogers customers with an eligible postpaid mobile plan (most enterprise plans, monthly plans that include roaming services as well as prepaid accounts are excluded). Eligible Roam Like Home days will be credited on your Rogers bill per year (as days are used) once we link your Rogers Bank credit card account to your eligible Rogers mobile account. Most accounts are linked automatically within 7 business days. Your Rogers Bank and Rogers mobile accounts must be in good standing. Any mobile number associated with an eligible Rogers account can use Roam Like Home benefits on a first come first serve basis. Unused Roam Like Home days at no cost do not carry over to the following year. Roam Like Home benefits reset every year on the anniversary that your Rogers Bank credit card account was first opened. See rogers.com/terms for full Roam Like Home terms and conditions.

Effective January 12, 2027, the existing Roam Like Home days benefit will be replaced with an annual roaming credit. The roaming credit amount will depend on which card you hold and it can be redeemed against eligible Rogers roaming services such as Travel Passes or Roam Like Home daily roaming.

Any unused Roam Like Home days will be removed as of January 12, 2027. The roaming credit will reset annually based on the account opening anniversary or product switch anniversary, as applicable. For more details, see https://www.rogersbank.com/en/legal.

Insurance benefits at no extra cost

Insurance benefits included with the Rogers Red World Mastercard are underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. Coverage is subject to conditions, limitations and exclusions, including a pre-existing condition for certain benefits as well as the requirement to charge the eligible expenses and/or items to the Rogers Red World Mastercard. For full terms and conditions, please refer to the certificates of insurance at rogersbank.com/legal.

Rogers Account Protection is underwritten by Canadian Premier Life Insurance Company which operates under the brand name Securian Canada.

Monthly benefit and eligibility – In the event of a Disability, Involuntary Unemployment, Involuntary Loss of Self-Employment or Hospitalization, the insurance provides monthly payments toward the outstanding balance shown on your most recent credit card statement before the date of the insured event. The monthly benefit is the greater of $10 or 10% of that balance, with a total maximum benefit of $20,000. For Critical illness, Life insurance or Accidental Death, the insurance pays the balance shown on your last credit card statement prior to the date of your diagnosis or death, up to $20,000. Covered Life, Accidental Death and Critical Illness claims are paid in one lump sum rather than ongoing monthly payments.

Maintaining service continuity – Benefit payments are applied directly to your minimum monthly payment or outstanding balance payment under your Rogers Bank Mastercard. The benefit payments do not directly pay your monthly Rogers services bills. Your monthly Rogers services bills must be paid with your Rogers Bank Mastercard. After your date of loss, if the value of new transactions charged to your credit card results in a minimum monthly payment that exceeds your monthly benefit or you reach your credit limit, your minimum payment may not be fully covered. This may result in new transactions—including charges for Rogers services—being declined.