Applicable if Account is in good standing. Non-eligible purchases include: (i) Cash Advances; (ii) Cash-Like Transactions; (iii) Balance Transfers; (iv) interest; (v) Account payments; (vi) insurance and other premiums; (vii) Fees and (viii) purchases of goods or services made with merchants categorized as offering goods or services that are non-discountable or excluded by law, or purchases of goods or services prohibited by the laws of Canada or any other country where any Card is used or where the goods or services are provided. The list of exclusions to an Eligible Purchase is subject to change. Cash back rewards earned based on purchase price only (excluding any associated transaction fees). Transactions billed in Canadian currency. Foreign currency transactions are converted to Canadian dollars at the Mastercard International rate in effect on or after the date of the transaction and no later than the date the transaction is posted to your Account. The rate applied to debits (such as purchases) will be different than the rate applied to credits (such as returns) (rates established by Mastercard International and subject to change from time to time).

Minimum purchase and redemption amount of $10. Cash back rewards apply up to lesser of purchase amount or rewards balance. Some exceptions apply, including cash advances and cash equivalents. Rewards are not refundable. Account must be in good standing. See Reward Program Terms and Conditions, rogersbank.com/legal.