These Official Rules govern the Contest. By participating or attempting to participate in the Contest, you will be deemed to have read, understood, and agreed to be bound by these Official Rules.

1. WHO ARE THE SPONSORS?

The Contest is sponsored and administered by Rogers Bank or one of its subsidiaries or affiliates (“Rogers Bank” or the “Sponsor”).

This Contest is in no way sponsored, endorsed, administered by or associated with any third party social media or social networking service or site (each a “Third Party Service”), including but not limited to Facebook, Instagram and/or X (formerly known as Twitter). Any questions, comments or complaints regarding the Contest should be directed to Rogers Bank and not to any Third Party Service.

2. WHO IS ELIGIBLE TO ENTER?

To be eligible to enter this Contest, an individual must:

1. be a legal resident of Canada who has reached the age of majority in their province or territory of residence as of the date of entry.
2. if selected as the potential winner (as defined in sections 10 and 11 below), be able to participate in the prize on the dates and times set out by the Sponsor.
3. be the sole owner of all right, title and interest (including copyright) in and to the Entry Material (as defined below) submitted in connection with the Contest.

Employees, officers, directors, agents, and representatives of the Rogers Bank, Mastercard International Incorporated (“Mastercard”), Noah Kahan, Republic Records (a division of UMG Recordings, Inc.), Busyhead Touring, Marcus & Colvin, LLP, teamDigital Promotions, Inc. or any of their respective parents, subsidiaries or affiliates, any prize suppliers, any and all other companies associated with the Contest, a household member of any of the individuals listed above, whether or not related or members of the immediate family (spouse, parent, child, sibling) of the individuals listed above are not eligible to enter.

3. WHEN DOES THE CONTEST START/END?

The Contest is being held from April 24, 2026 at 12:01 am E.T. until May 29, 2026 at 11:59 pm E.T. (the “Contest Period”) after which time the Contest will be closed and no other entries will be accepted. All times referenced in these Official Rules are Eastern Times (E.T.).

4. HOW DO I ENTER THE CONTEST?

No purchase is necessary to enter the Contest. Enter using any of the methods of entry outlined below. No entries will be accepted by any other means.

1. NEW ROGERS BANK CUSTOMERS APPLYING FOR A ROGERS RED WORLD LEGEND™ MASTERCARD

   IMPORTANT: This entry method is only available to individuals who are not yet Rogers Bank customers as of April 24, 2026, who apply and are subsequently approved as a primary cardholder for the Rogers Red World Legend™ Mastercard during the Contest Period. By applying, you agree to receive communications from Rogers Bank, including marketing communications. While you may unsubscribe from Rogers Bank marketing communications at any time, an active subscription to Rogers Bank marketing communications is required to receive the link to access the contest online entry form (“Online Entry Form”).

   HOW TO EARN AN ENTRY as a new Rogers Bank customer applying for a Rogers Red World Legend Mastercard:

   • apply and be approved for a Rogers Red World Legend™ Mastercard, then complete and submit as instructed the Online Entry Form during the Contest Period (see section 4c) for more information).

2. EXISTING ROGERS BANK CUSTOMERS WHO SWITCH TO A ROGERS RED WORLD LEGEND™ MASTERCARD

   IMPORTANT: This entry method is only available to individuals who are existing Rogers Bank credit card primary cardholders prior to April 24, 2026, who request and are subsequently approved to switch to the Rogers Red World Legend™ Mastercard during the Contest Period. You must be subscribed to Rogers Bank marketing communications to receive a link to access the Online Entry Form.

   HOW TO EARN AN ENTRY as an existing Rogers Bank credit card primary cardholder who switches to a Rogers Red World Legend Mastercard:

   • request and be approved to switch to a Rogers Red World Legend™ Mastercard, then complete and submit the Online Entry Form as instructed during the Contest Period (see section 4c) for more information).

3. IMPORTANT NOTE ON METHODS 4 a) AND 4 b) ABOVE: It is recommended to submit your application for, or request to switch to, as applicable, the Rogers Red World Legend™ Mastercard at least eight (8) days before the closing of the Contest on May 29, 2026 at 11:59 pm E.T. to allow enough time (i) for your application or request to switch, as applicable, to be processed and subsequently approved, (ii) for you to receive the link to the Online Entry Form, and (iii) for you to complete and submit the Online Entry Form during the Contest Period. Sponsor assumes no liability should the processing of your application or request to switch, as applicable, be delayed beyond the Contest Period for any reason whatsoever.

   Upon successful submission and approval of, as applicable, your application for or request to switch to the Rogers Red World Legend™ Mastercard during the Contest Period and provided you remain subscribed to Rogers Bank marketing communications, you will receive an email containing a link to access the Online Entry Form. If you have unsubscribed from Rogers Bank marketing communications, Rogers Bank will not email you the link to access the Online Entry Form.

   Upon completion and successful submission of the Online Entry Form during the Contest Period, you will earn one (1) entry into the Contest.

   If your Rogers Red World Legend™ Mastercard application or request to switch, as applicable, is not processed and approved in time during the Contest Period, or is declined for whatever reason, or if you have unsubscribed from Rogers Bank marketing communications, you will not receive the link to access the Online Entry Form and therefore will not have the opportunity to enter using the above entry method. You may, time permitting, enter the Contest using the Email-Initiated Entry method (as defined below).

   If the Rogers Bank account associated with your entry loses good standing, is suspended, or is cancelled, your entry earned through the Online Entry Form will be forfeited. Time permitting, you may then enter the Contest using the Email entry method described below.

4. Email-Initiated Entry

   To enter the Contest without applying and getting approved for a Rogers Red World Legend™ Mastercard as described above, you must send an email during the Contest Period containing a fifty (50)-word essay (unique and original) about “Why you want to go to Noah Kahan’s “The Great Divide” concert”. Your email must also include your full name, mailing address (no P.O. Boxes), telephone number, email address, concert selection (either Toronto, ON on June 28, 2026 or Vancouver, BC on August 28, 2026) and must be sent to rogersbankpromotion@teamdigital.com with the exact subject line “ Noah Kahan Contest Email Entry” (an “Email-Initiated Entry”).

   Limit of one (1) Email-Initiated Entry per person, provided you have not already received an entry through the entry methods described in Sections 4a) and 4b) above. For greater clarity, if you have already received an entry through the methods described in Sections 4a) and 4b) above and maintain such valid entry throughout the Contest Period, you are not eligible to use the Email-Initiated Entry method.

5. HOW MANY TIMES MAY I ENTER THE CONTEST?

There is a limit of one (1) entry per person in this Contest notwithstanding the number of entry methods available.

6. COULD MY ENTRY BE REFUSED OR REJECTED?

Entries may be subject to verification by the Sponsor at any time. Your entry could be refused or rejected if:

1. you attempt to enter the Contest in a fashion not authorized by these Official Rules;
2. your entry contains false or misleading information, or is late, falsified, illegible, damaged or incomplete or otherwise irregular;
3. your entry is submitted using robotic, automated, programmed, or other illicit means; or
4. your entry is not in compliance with these Official Rules.

The Sponsor reserves the right to refuse any entry for any other reason as they may determine.

7. WHAT ARE THE CONDITIONS OF ENTRY?

By entering the Contest:

1. you agree to be bound by these Official Rules and by the decisions of Rogers Bank, which decisions are final, binding and conclusive;
2. you represent and warrant that: (i) your entry, including any material comprising your entry (e.g. name, user name, profile picture, voice recording etc., as applicable) and any material submitted with your entry (e.g. photograph, video, written submission, or other form of submission, as applicable) (all such material, collectively, the “Entry Material”) is original to you, (ii) you have all necessary rights in and to your Entry Material to enter the Contest, including the consent of any third parties whose personal information is included in your Entry Material, and (iii) your Entry Material does not contain, depict, include or involve content that is, or could reasonably be considered to be, inappropriate, unsuitable or offensive, as determined by Rogers Bank;
3. you understand and agree that your entry, including your Entry Material, will not be returned to you and may be moderated or edited by Rogers Bank as it deems appropriate;
4. you grant to Rogers Bank the irrevocable right to use your Entry Material in any media worldwide and for any purpose related to the Contest (or any similar contest), including the right to use, reproduce, modify, adapt, translate, or create derivative works from, your Entry Material without notification, compensation or additional consideration to you;
5. you waive all claims of moral rights in any use of your Entry Material by the Sponsor pursuant to the rights granted in these Official Rules;
6. you waive and forever discharge Rogers Bank, Mastercard, Noah Kahan, Republic Records (a division of UMG Recordings, Inc.), Busyhead Touring, Marcus & Colvin, LLP, teamDigital Promotions, Inc. and their respective parents, affiliates, and subsidiaries, any other companies associated with the Contest, and all of their respective directors, officers, employees, agents, representatives, licensees, successors and assigns, as well as any Third Party Services, (collectively, the “Releasees”), and agree to indemnify and hold harmless each of the Releasees, from and against any and all claims, damages or liability, including any costs or losses related to personal injury, death, damage to or loss or destruction of property, arising out of, or in any way related to, (i) your participation in the Contest, (ii) the awarding, receipt, possession, use or misuse of any prize, in whole or in part, including participating in travel or any activity related to the prize, (iii) the use of any Entry Material or Publicity Material (defined below) in accordance with the rights granted in these Official Rules, or (iv) any breach of these Official Rules.

8. WHAT ARE THE CONTEST PRIZES?

1. The Contest includes prizes for two separate concert dates (each hereinafter referred to as a “Concert”), with each Concert having its own Grand, Secondary and Tertiary prizes as outlined below.

   	NOAH KAHAN “THE GREAT DIVIDE” CONCERT JUNE 28, 2026 ROGERS STADIUM IN TORONTO, ONTARIO
   TEN (10) GRAND PRIZES	Approximate retail value: CDN $540 each VIP experience for the winner and one (1) guest: One (1) pair of VIP tickets to the Concert (includes preferred seating and VIP entrance) for winner and guest Access to Meet & Greet with Noah Kahan for winner and guest See full prize terms and conditions in Sections 8(b) and 9 below.
   FIVE (5) SECONDARY PRIZES	Approximate retail value: CDN $540 each One (1) pair of VIP tickets to the Concert (includes preferred seating and VIP entrance) for winner and guest See full prize terms and conditions in Sections 8(b) and 9 below.
   TWENTY (20) TERTIARY PRIZES	Approximate retail value: CDN $610 each One (1) pair of non-VIP tickets to the Concert for winner and guest One (1) piece of merchandise for winner See full prize terms and conditions in Sections 8(b) and 9 below.

   
   

   	NOAH KAHAN “THE GREAT DIVIDE” CONCERT AUGUST 28, 2026 BC PLACE IN VANCOUVER, BRITISH COLUMBIA
   TEN (10) GRAND PRIZES	Approximate retail value: CDN $540 each VIP experience for the winner and one (1) guest: One (1) pair of VIP tickets to the Concert (includes preferred seating and VIP entrance) for winner and guest Access to Meet & Greet with Noah Kahan for winner and guest See full prize terms and conditions in Sections 8(b) and 9 below.
   FIVE (5) SECONDARY PRIZES	Approximate retail value: CDN $540 each One (1) pair of VIP tickets to the Concert (includes preferred seating and VIP entrance) for winner and guest See full prize terms and conditions in Sections 8(b) and 9 below.
   TWENTY (20) TERTIARY PRIZES	Approximate retail value: CDN $610 each One (1) pair of non-VIP tickets to the Concert for winner and guest One (1) piece of merchandise for winner See full prize terms and conditions in Sections 8(b) and 9 below.




2. The following terms and conditions apply to all prizes awarded in this Contest:

   1. Winners and their guests are responsible for all travel or transportation costs, accommodations, food and beverages, daily expenses, personal expenditures of any kind, and any additional costs associated with the use of the prize.

   2. Tickets will be issued in the form of e-tickets. The winners are responsible for picking up their concert wristbands at the event by following the instructions provided. Winners will need to present the e-tickets at the event to pick up their wristband. Winners may need to provide a form of personal identification.

   3. No responsibility is assumed by Sponsors for any other factor beyond its reasonable control, or for canceled, delayed, or re-scheduled concerts for any reason whatsoever.

   4. Due to the nature of the prizing, no alternate concert dates are available.

   5. Without limitation to the standard terms and conditions associated with use of the tickets awarded, the winner acknowledges that management of the Noah Kahan concert reserves the right to refuse admission and/or to expel from the premises any person whose presence or conduct is deemed objectionable; expulsion cancels the ticket(s) awarded and the holder thereupon forfeits all claims, including any claim to refund. Tickets which are or are deemed to be lost or stolen will not be honored; and admission to the venue is subject to compliance with all applicable laws, by-laws, regulations and facility rules; failure to comply may result in non-admission or expulsion. Sponsors are not responsible in the event the winner and/or guest are refused entry to or removed from the premises for whatever reason and any unused portion of the prize will be forfeited.

9. ARE THERE ANY PRIZE CONDITIONS?

All prize particulars will be determined by the Sponsor in its sole discretion. In addition to any prize conditions provided elsewhere in these Official Rules, any prize awarded in the Contest is subject to the following conditions:

1. Except for gift cards, vouchers or cash prizes, the prize value in these Official Rules is approximate only. You will not be compensated if actual prize value is lower than the value quoted in these Official Rules;
2. The Sponsor reserve the right, in its sole discretion, to substitute a prize, in whole or in part, with a prize or prize component of equal or greater value if the prize or any component thereof cannot be awarded for any reason.
3. In the event the Meet & Greet with Noah Kahan is cancelled for any reason whatsoever, that portion of the prize shall be deemed fulfilled and will not be substituted, except in the sole discretion of the Sponsor;
4. The prize must be accepted as awarded and may not be transferred or resold, unless otherwise determined by the Sponsor. The prize may not be exactly as advertised. The prize is provided “as is” without representation or warranty of any kind by the Sponsor; and
5. Any unused portion of the prize, including concert tickets, once awarded, will be deemed forfeited. A prize will not be replaced if lost, destroyed, mutilated or stolen or in the case of concert tickets, will not be replaced if not used for any reason.

10. HOW WILL THE POTENTIAL WINNER(S) BE SELECTED?

On or about the week of June 1, 2026, in Toronto, Ontario, Rogers Bank will conduct a random draw from all eligible entries received as follows: thirty five (35) entrants will be selected from those who chose the June 28, 2026 concert in Toronto, ON, and thirty five (35) from those who chose the August 28, 2026 concert in Vancouver, BC. The potential winners will be notified using the information provided at the time of entry. The prizes will be awarded to the potential winners in the order in which they appear in these Official Rules.

In the event a potential winner does not respond to such notification within three (3) business days, declines a prize for any reason, or does not meet the requirements set forth in these Official Rules, as determined by the Sponsor in its sole discretion, the potential winner will be disqualified and, time permitting, an alternate potential winner may be randomly selected from among remaining eligible entries.

If, as a result of an error relating to the entry process, drawing or any other aspect of the Contest, there are more selected entrants than contemplated in these Official Rules, there will be a random draw amongst all eligible prize claimants after the Contest’s closing date to award the correct number of prizes.

11. HOW CAN A POTENTIAL WINNER BECOME A WINNER?

Before being declared a winner, a potential winner must:

1. correctly answer, without assistance, a time-limited, mathematical skill-testing question to be administered by the Sponsor;
2. be in compliance with these Official Rules;
3. sign and return, within any designated time period, a release of liability and consent to publicity form (the “Release Form”) and any other documentation as reasonably required. If the potential winner is a minor, their parent or legal guardian must sign and return the Release Form. The Sponsor may require winner’s guest(s) to sign and return, within any designated time period, a Release Form and any other documentation as reasonably required, as a pre-condition to participation in the prize. In the event any guest is a minor, the parent or legal guardian of the guest will be required to sign and return such paperwork on behalf of the minor guest; and
4. at the request and in the sole discretion of the Sponsor, provide proof of identity (in a form acceptable to the Sponsor, including but not limited to, a government-issued photo ID with home address) to confirm eligibility or to claim a prize, or provide proof that they are the authorized account holder of any account associated with the selected entry. In addition, the Sponsor reserves the right to use entrant's voice recording taken at the time of entry as proof of identity.

12. WHAT ARE THE ODDS OF WINNING A PRIZE?

The odds of winning depend on the number of eligible entries received for the applicable concert date.

13 . HOW DO I CLAIM A PRIZE?

Once a potential winner is confirmed as a winner, prize distribution will be promptly coordinated. If a winner fails to take delivery of the prize as instructed, the prize will be deemed forfeited.

14. WILL I APPEAR IN ANY PUBLICITY IF I AM A WINNER?

If you are a winner, the Sponsor may require you to appear in publicity related to the Contest or to any similar contest. By accepting a prize you:

1. grant to the Sponsor the irrevocable right to record, photograph or otherwise capture or document you, your likeness, your voice, or any statements you make regarding the Contest or the prize, by any available means;
2. agree that any such captured material, together with your biographical information, such as name or place of residence, or your Entry Material (collectively, all such materials, the “Publicity Material”) may be used by the Sponsor or its licensees, successors, or assigns (collectively, the “Publicity Parties”) in any media, whether now known or later devised, worldwide and in perpetuity, for advertising or promotional purposes related to the Contest or any similar contest. Any such use of the Publicity Material may include the reproduction, modification, adaptation, translation or creation of derivative works from your Entry Material;
3. acknowledge that the Publicity Parties shall not be required to compensate you, notify you, or request your permission in connection with their use of any Publicity Material, unless otherwise prohibited by law; and
4. waive any rights that you may have or that may otherwise exist in connection with any use of the Publicity Material by any of the Publicity Parties, including any moral rights in any such Publicity Material.

15. HOW WILL MY PERSONAL INFORMATION BE COLLECTED, USED AND DISCLOSED?

By entering the Contest, you consent to Rogers Bank’s and Mastercard’s collection, use and disclosure of your personal information for purposes of administering the Contest. Your personal information will be used in accordance with these Official Rules.

By entering the Contest, you also acknowledge that your personal information will be shared with carefully selected third parties or vendors for the purpose of administering the Contest.

Rogers Bank will handle your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), and where applicable, the Rogers Privacy Notice, available at www.rogersbank.com/en/privacy. Mastercard will handle your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), and where applicable, their Privacy Policy, available at https://www.mastercard.ca/en-ca/vision/corp-responsibility/commitment-to-privacy/global-privacy-policy.html

Your personal information will be shared with a third party or vendor in the following circumstances:

1. for the purpose of administering the Contest;
2. to receive commercial emails or other communications of a commercial nature (collectively, “Commercial Communications”) from the Sponsor or other parties. You may opt out of receiving Commercial Communications at any time;
3. to coordinate the fulfillment or provision of the prize with a prize supplier; and
4. to any interested party, such as an entity who is released from liability, if you have been asked to sign and return a Release Form or other documentation in accordance with these Official Rules.

Your personal information will also be shared with third parties if permitted or required by law, or with your consent.

ROGERS BANK’S DISCLOSURE OF YOUR PERSONAL INFORMATION TO ANOTHER PARTY WILL CAUSE YOUR PERSONAL INFORMATION TO BE SUBJECT TO THAT PARTY’S PRIVACY POLICY AND PRACTICES.

16. HOW DO THE RELEASEES LIMIT THEIR LIABILITY?

The Releasees assume no liability for the following:

1. stolen, late, incomplete, illegible, inaccurate, misdirected, lost, misrouted, scrambled, damaged, delayed, undelivered, mutilated, jumbled, or garbled entries, applications, transmissions, email, mail, or other communications;
2. any error, omission, interruption, defect or delay in transmission, processing, or communication;
3. failures or malfunctions of, or difficulties with, computer hardware or software, telephones, telephone lines, telephone systems, or network, cable, satellite, server, or website connections;

4. printing, typographical, or other errors appearing within these Official Rules, in any Contest-related advertisements, or in Contest-related materials;
5. incorrect or inaccurate information, including where caused by website users, tampering, hacking, or by any equipment or programming associated or used in connection with the Contest;
6. injury or damage to any computer or other device resulting from or otherwise related to participation in the Contest, the use of any website, or the downloading or accessing of any materials;
7. anyone being incorrectly or mistakenly identified as a winner or potential winner; and/or
8. any other errors, problems or difficulties of any kind, whether human, mechanical, electronic, or otherwise, relating in any way to the Contest, including those errors, problems or difficulties that may relate to the administration of the Contest, the processing of entries or applications, the advertising of the Contest, the announcement of any prize or prize winner, or the cancellation or postponement of any event.

17. WHAT LAWS APPLY TO THE CONTEST?

The Contest is subject to applicable federal, provincial and municipal laws and regulations. Any attempt to undermine the legitimate operation of the Contest may be a violation of criminal or civil laws. Should any such attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law.

18. CAN THE SPONSOR CANCEL OR AMEND THE CONTEST?

The Sponsor reserves the right, in their sole discretion, to cancel, modify, or suspend the Contest or amend these Official Rules at any time, for any reason whatsoever.

You may not amend these Official Rules in any way.

19. COULD THE SPONSOR DISQUALIFY OR BAN SOMEONE FROM A CONTEST?

The Sponsor reserves the right, in their sole discretion, to disqualify any entrant from the Contest, or prevent any entrant from future participation in a contest, that has:

1. resold or attempted to resell a prize, in whole or in part;
2. tampered with or attempted to tamper with, or undermined or attempted to undermine, the legitimate operation of the Contest and/or the Contest Website;
3. provided false or misleading information;
4. acted in an unsportsmanlike or disruptive manner, or with the intent to annoy, abuse, threaten or harass any person; and/or
5. otherwise violated these Official Rules.

20. WHAT HAPPENS IF THESE OFFICIAL RULES CONTRADICT OTHER CONTEST MATERIALS?

In the event of any discrepancy or inconsistency between these Official Rules and disclosures or statements made by the Sponsor or appearing in other Contest-related materials, these Official Rules shall govern.

21. WHAT HAPPENS IF PART OF THESE OFFICIAL RULES BECOMES UNENFORCEABLE OR DOES NOT APPLY?

If any part of these Official Rules is legally unenforceable or inapplicable, then that part will be deemed invalid; however, the remainder of these Official Rules will otherwise continue to be legally binding.

22. FOR RESIDENTS OF QUEBEC:

These Official rules have been made available in English after a French version thereof has been presented to entrants.