Upcoming Account Changes

Today, cardholders with a qualifying Rogers, Fido, Shaw or Comwave service earn 2% cash back on eligible purchases and get a 1.5x redemption bonus when they redeem toward eligible Rogers purchases, for a total of 3% cash back value.

Beginning November 18, 2026, this is being simplified: all Rogers Red credit card cardholders will earn 5% cash back on eligible Rogers purchases. The 1.5x redemption bonus will no longer apply. Other eligible purchases will continue to earn cash back at the rate applicable to your account.

The 5% cash back earn rate on eligible Rogers purchases is subject to the annual spend limit that applies to your card.

No. You will automatically earn 5% cash back on eligible Rogers purchases, subject to the annual spend limit that applies to your card.

Eligible Rogers purchases include:

• Paying your Rogers, Fido, Shaw or Comwave bill (in-store payments do not qualify)

• Online purchases from Rogers or Fido

• Purchases from TSC

• Direct subscriptions to Sportsnet+, CityTV+ or Discovery+

• Purchases at a Jays Shop location at Rogers Centre

For full details, refer to the change in terms notice provided to you, or visit rogersbank.com/legal.

Yes. The annual spend limits apply to all eligible purchases, including eligible Rogers purchases that earn 5% cash back.

The annual spend limit is not your credit limit. Your annual spend limit tracks your annual spending to determine which cash back earn rate applies to your account. Once your spending reaches your annual spend limit, you earn cash back at the lower rate that applies to your card until your spending resets on either your account opening anniversary date or your most recent product switch date, as applicable.

The following cards have an annual spend limit:

• Rogers Red World Elite® Mastercard

• Rogers Red World Mastercard®

• Rogers Red Mastercard

No, you do not need to have an eligible service to earn 5% cash back on eligible Rogers purchases.

Effective January 12, 2027, the annual complimentary Roam Like Home days benefit is being replaced with an annual roaming credit that can be applied toward eligible roaming services purchased with a Rogers Red credit card. The amount of the roaming credit will depend on your card type.

Unlike the previous benefit, you choose when and how to use the credit, giving you more flexibility over the travel connectivity options that suit you. You will need to submit a reimbursement request to have the credit applied to your account.

It is an annual credit that can be redeemed against eligible Rogers roaming services (such as Travel Passes or Roam Like Home daily roaming) that are either billed to an eligible postpaid Rogers mobile account and paid for using your Rogers Red credit card or purchased directly from Rogers using your Rogers Red credit card. The amount of your roaming credit depends on your card type, as set out below:

The roaming credit resets every year on the anniversary of the date your account was opened (for new Rogers Bank customers) or the anniversary of the date you switched to your card from another Rogers Bank credit card.
Unused credits cannot be carried over.

The roaming credit can be applied toward eligible roaming services.
Available options may vary by destination.

Yes, you can submit multiple reimbursement requests up to the full amount of the credit.

Effective November 18, 2026, Rogers Bank is updating the following insurance benefits on these cards:

• Emergency travel medical coverage for cardholders aged 64 and under increases from 10 days to 15 days.

• The pre-existing medical condition stability period is reduced from six months to 90 days for eligible travellers aged 64 and under, and from one year to 150 days for eligible travellers aged 65 to 75.

• Trip Cancellation, Trip Interruption and Trip Delay coverage has been removed.

To review the full terms and conditions, including limitations and exclusions of your insurance, please visit rogersbank.com/legal to obtain a copy of the new certificate of insurance for your credit card.

Ages 64 and under: 15 days | Age 65–75: 3 days.
Please refer to your certificate of insurance for full details.

Eligible Rogers Red World Elite Mastercard and Rogers Red World Elite Business Mastercard cardholders aged 64 and under can receive up to 5 additional days of emergency travel medical coverage.