chatr Mastercard

The key features and benefits of the chatr Mastercard® include:

  • Earn 3% unlimited cash back rewards on all chatr spend and 1% on all other eligible purchases. The best part, you can redeem your cash back rewards instantly for any purchases, anytime.
  • No annual fee.

This is just another way we’re rewarding you for being a valued chatr customer. The card also comes with the following Mastercard®  benefits:

Click here to learn more about the chatr secured Mastercard® that offers guaranteed approval for chatr customers

The key features and benefits of the chatr Secured Mastercard® include:

  • Guaranteed approval for all chatr customers (subject to identity verification and a review of your credit history to ensure you do not have undischarged bankruptcy.)
  • Once approved, you’ll need to provide security funds to set your spending limit. Depending on your credit history, your security funds can range from $300 up to $2,500.
  • You can enjoy earning 1% cash back rewards on your chatr spend and 0.5% on all other eligible purchases.
  • The monthly fee for a chatr Secured Mastercard® is $5.

The card also comes with the following Mastercard® benefits:

Click here to learn more about the chatr Mastercard®.

The chatr Secured Mastercard® is a great way to build or repair your credit. Responsible use of the chatr Secured Mastercard®, including paying your statement on time will help improve your credit. Over time, you’ll be eligible for an account upgrade to the standard chatr Mastercard®.

The chatr  Secured Mastercard® works just like other credit cards and can be used at over 44 million merchants.  When you are approved for the chatr Secured Mastercard® you will need to send security funds within 30 days to activate your Rogers Bank Mastercard® account.  

Depending on your credit history, your security funds can range from $300 up to $2,500.  In most cases, the amount of your security funds will be your credit limit, so if your security funds amount is $300, your credit limit will be $300.

Select the amount that is right for you. For every $1 you send in security funds, you’ll get $1 in credit – starting from $300 up to the maximum of $2500. When deciding on the credit limit of your security funds, consider if you plan to add supplementary cards to your account since your authorized users will also share your credit limit. Unfortunately, at this time, once you set your credit limit you won’t be able to change it. Your card(s) will be issued when we receive your security funds.

You will be able to view your credit limit when you register for Rogers Bank online banking or you can view it on your next Rogers Bank Mastercard® statement.

When you are approved for the chatr secured Mastercard®, Rogers Bank will send you a welcome email within 2-3 days.

Yes, a credit check will be completed when you apply for the chatr secured Mastercard®.

Click here to learn how to add secured funds to your chatr Secured Mastercard®.

The fees can be viewed in the Disclosure Summary for chatr Mastercard®.

By using your card responsibly and if you are not able to pay the full balance, always make at least the minimum monthly payments; over time, this will help build your credit rating. When you are eligible for an upgrade to the chatr Mastercard® we will contact you.

Also, to help manage your account you can:

  • Sign up for online banking where you can view your account balance, credit limits, payments, statements and much more.
  • Along with knowing when your regular monthly payment date and credit limits are, you can sign up for account alerts sent to you by text or email to help you stay on top of changes within your account such as recent payments, purchases, account balances and much more. 

Click here to learn more about account alerts. 

Anyone can apply for the chatr Secured Mastercard®; however, chatr customers are guaranteed approval (subject to identity verification and a review of your credit history to ensure you do not have undischarged bankruptcy.)

Click here to learn more about security funds.

Your security funds activates your chatr Secured Mastercard® account. If you decide to close your account, once you pay your full account balance, your security funds will be returned to you within 60 days. You will not have access at any time to withdraw any security funds.

I have a chatr Secured Mastercard, how can I increase my credit limit?

You won't be able to increase your credit limit on a chatr Secured Mastercard®. Your credit limit was secured when your security funds were processed on your account. 

Click here to learn how to pay your chatr Mastercard® and chatr Secured Mastercard®

Yes, you can add supplementary cards for authorized users and earn cash back rewards. The supplementary cardholder will share your credit limit.

Click here to learn how to add supplementary cards.

To apply for the chatr Secured Mastercard® a credit check will be completed.