* Offer to upgrade only available to the primary cardholder of an existing Rogers Bank credit card account. If you do not expressly request to upgrade your card, it will remain unchanged. Your request to upgrade your card may be declined if you do not meet certain criteria we deem required, including maintaining your credit card account in good standing. Assessment of your annual spend will be based on eligible historical spending on your account. We reserve the right to withdraw the offer at any time.
Please note: Merchants may be charged higher fees for accepting premium credit cards.
"Cash" means cash advances, cash-like transactions and balance transfers.
Cash Back Rewards on Eligible Purchases:
With an eligible Rogers service
No eligible Rogers service
Rogers Red World Elite Mastercard
3% when you spend in U.S. dollars and 2% on everything else.
3% when you spend in U.S. dollars and 1.5% on everything else.
Rogers Red Mastercard and Rogers Red World Mastercard
2% on all eligible purchases.
2% when you spend in U.S. dollars and 1% on everything else.
Rogers Red World Legend Mastercard
2% on all eligible purchases globally.
1.5% on all eligible purchases globally.
Effective August 4, 2026: Annual limits will apply on the cash back rewards you can earn at the rates described in the table above as an eligible Rogers service customer. The annual limit that will apply to your Rogers Bank account (your “Account”) will depend on the card you hold. If your annual spend exceeds the annual limit for your Account, then your cash back earn rate will be reduced to the lower rate available. Each annual limit will reset on either (i) the anniversary date of your Account opening or (ii) the anniversary date of your product switch. For more information, visit rogersbank.com/notification.
Eligible Rogers service: Primary cardholder must be the primary account holder of an eligible Rogers, Fido, Shaw or Comwave service in good standing. Eligible services include postpaid Rogers or Fido consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Shaw, Fido or Comwave consumer internet, TV, home phone, home monitoring or satellite plan. Business/corporate plans are excluded. Co-branded services are excluded unless we communicate otherwise. Postpaid Rogers consumer mobile plan eligibility includes user with permission to make account changes (i.e. a Level 1 Authorized User). See your Rewards Program Terms and Conditions for more details.
General: Cash back rewards are earned on eligible purchases or deducted for returns on a per-transaction basis based on the posting date of the transaction. Cash advances, balance transfers, cash-like transactions, interest, fees, insurance premiums and payments are not eligible purchases and do not qualify. Minimum redemption amount is $10 CAD. Cash back rewards can be redeemed through the Rogers Bank app towards purchases made in the last 90 days or requested in the form of a statement credit annually. Account must be open and in good standing to earn and redeem cash back rewards. Foreign currency transactions are converted to Canadian dollars at the rate established by Mastercard International in effect on or after the date of the transaction and no later than the date the transaction is posted to the account plus an amount equal to 2.5% (0% for Rogers Red World Legend Mastercard) of the transaction amount after it has been converted to Canadian dollars.
Foreign currency transactions are converted to Canadian dollars at the rate established by Mastercard International in effect on or after the date of the transaction and no later than the date the transaction is posted to the account plus a foreign currency conversion fee. The foreign currency conversion fee for the Rogers Red World Legend Mastercard is 0%. The foreign currency conversion fee for all other Rogers Bank credit cards is 2.5%. See Disclosure Summary for further details.
1.5x Redemption Bonus: Your cash back rewards can be redeemed for 1.5 times (or 150%) of their regular redemption value when you apply them against eligible Rogers purchases made online and at participating Rogers and Fido retail locations (includes new phones, bill payments and accessories). Exclusions apply. Purchase must be identified in the Rogers Bank app as eligible for the redemption bonus to qualify. Purchases from Fido, Shaw, Comwave and directly from Sportsnet+ are included. Redemptions must be made in the Rogers Bank app. Minimum redemption amount is $10 CAD.
Roam Like Home is provided by Rogers Communications Canada Inc. (Rogers) and available to most Rogers customers with an eligible postpaid mobile plan (most enterprise plans, monthly plans that include roaming services as well as prepaid accounts are excluded). Up to 10 Roam Like Home days will be credited on your Rogers bill per year (as days are used) once we link your Rogers Bank credit card account to your eligible Rogers mobile account. Most accounts are linked automatically within 7 business days. Your Rogers Bank and Rogers mobile accounts must be in good standing. Any mobile number associated with an eligible Rogers account can use Roam Like Home benefits on a first come first serve basis. Unused Roam Like Home days at no cost do not carry over to the following year. Roam Like Home benefits reset every year on the anniversary that your Rogers Bank credit card account was first opened. See rogers.com/terms for full Roam Like Home terms and conditions.
Entertainment Credit can be applied towards the following eligible services: (i) Rogers, Shaw and Comwave branded cable TV packages and any one time purchase add ons like pay-per-view, movies, and subscription services that are billed to an eligible Rogers account, (ii) Rogers Xfinity TV bundles, AppTV, StreamSaver and streaming subscriptions that are billed to your Rogers account and any one time purchase add ons like pay-per-view, movies, and subscription services that are billed to your Rogers account, (iii) Sportsnet+, Discovery+ and CitytvTV+ subscriptions and (iv) Rogers-affiliated entertainment offerings as we may designate in our sole discretion from time to time (Eligible Services).
The following are not Eligible Services: (i) bulk Rogers, Shaw or Comwave services bundled with monthly rent or maintenance fees, (ii) Rogers, Shaw or Comwave services used for business purposes, (iii) connected home products including Rogers Xfinity Internet plans, Rogers 5G Home Internet, Rogers Xfinity Self Protection, Rogers Smart Home Monitoring, Rogers Xfinity Storm-Ready WiFi Extender and Rogers Xfinity Pro, (iv) streaming subscriptions paid for through in-app partners (such as Apple, Google and Amazon) or through Amazon Prime, and (v) any other services as we may designate in our sole discretion from time to time.
Eligible Services must be billed to an eligible Rogers account (except Sportsnet+, Discovery+, and Citytv+ subscriptions, which may be purchased directly from their providers) and paid for with your Rogers Red World Legend Mastercard. Your Entertainment Credit resets each year on the anniversary of when you opened your Rogers Red World Legend Mastercard account, or when you switched to it from your existing Rogers Bank credit card. Any unused credit does not carry over past the anniversary date. Both your Rogers Bank account and Rogers account must be in good standing. Once charges for Eligible Services appear on a Rogers bill (excluding Sportsnet+, Discovery+ and Citytv+ which can be purchased directly from the applicable provider) and are paid using your Rogers Red World Legend Mastercard, you must submit a reimbursement request to receive the credit. Requests must be submitted through online banking, the Rogers Bank mobile app, or another channel we may designate.
Insurance benefits included with the Rogers Red World Mastercard, Rogers Red World Elite Mastercard and Rogers Red World Legend Mastercard are underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. Coverage is subject to conditions, limitations and exclusions, including a pre-existing condition for certain benefits as well as the requirement to charge the eligible expenses and/or items to the Rogers Red World Mastercard Rogers Red World Elite Mastercard or Rogers Red World Legend Mastercard. For full terms and conditions, please refer to the certificates of insurance at rogersbank.com/legal.
Rogers Red World Legend Mastercard primary cardholder has access to six (6) complimentary lounge passes per year to use at participating global airport lounges through the Smart Traveller Programme. You must enroll for this benefit through the Smart Traveller app (available to download for free) or through any other method we designate from time to time. Lounge passes can be used for yourself and for up to four (4) guests per visit. All additional lounge visits beyond the six (6) complimentary visits are subject to a fee of $37 CAD or $32 USD (subject to change) per person per visit charged by Plaza Premium Group. Applicable lounge access fees (beyond the (6) complimentary visits) will be charged to your Rogers Red World Legend™ Mastercard at the reception of participating lounges. Lounge passes will renew annually on the date you enrolled unless suspended or cancelled. Your Rogers Bank account must be open, active and in good standing to qualify for the offer and your membership may be cancelled or suspended if your Rogers Red World Legend Mastercard is cancelled or your Rogers Bank account is no longer in good standing. Visit https://www.plazapremiumlounge.com/en-uk# to view a full list of participating lounges, facilities, lounge access fees, opening times and restrictions. Participants are subject to the Smart Traveller Programme terms and conditions (https://www.mysmarttraveller.com/en-gb/terms) and the Plaza Premium Group terms and conditions (https://www.plazapremiumlounge.com/en-uk/discover/terms-and-conditions). Lounge passes and any other Smart Traveller or Plaza Premium Group services and benefits are provided by Smart Traveller, Plaza Premium Group and applicable third party offer providers. Mastercard and Rogers Bank are not responsible for any claims or damages arising from participation in the Smart Traveller Programme or use of the lounge passes.
Membership to Mastercard Travel Pass with access to over 1,300 airport lounges worldwide at a discounted rate of $32 USD per person per visit. For more information visit: mastercardtravelpass.dragonpass.com.
Access entertainment in over 120 countries with always-on ticket availability and discounts. The Rogers Red World Legend Mastercard gets you access to concerts, preferred seating, and Priceless Experiences. Terms, conditions and limitations apply. See priceless.com/themastercardcollection for additional benefit details.
Benefit must be redeemed on or prior to December 31, 2027 at 4:00 PM EST, subject to availability and early termination. Primary cardholders of an eligible Rogers Red World Legend Mastercard (Eligible Card) are eligible to receive a complimentary annual Soho Friends account when the account is either activated for the first time or renewed with an Eligible Card during the benefit period and a USD$100 annual bedroom benefit. Additional terms apply. For full terms and conditions please visit https://www.sohohouse.com/en-us/soho-friends-mastercard.
Mastercard Concierge services are offered by Aspire Lifestyles (Americas), Inc. No bookings are made by Mastercard or Rogers Bank. Mastercard and Rogers Bank do not act as agents or offer any advice in connection with Mastercard Concierge. Aspire Lifestyles (Americas), Inc. has curated these experiences for Mastercard Concierge to enhance your lifestyle journey. These services are provided by independent third parties and are not affiliated with or endorsed by Mastercard or Rogers Bank. Use of these services is subject to the terms and conditions of the respective providers. Mastercard and Rogers Bank make no representations or warranties regarding the accuracy, reliability, or quality of these services and assumes no responsibility for your use of them.
Rogers Red World Legend Mastercard primary cardholders are eligible to receive complimentary membership to the Avis President’s Club. You must enrol in the Avis Preferred Program in order to enjoy this benefit. Membership applies for twelve months starting on the enrollment date. Unlock two-car-class upgrade when reserving midsize or above, expedited service, a dedicated support phone number, and more by elevating to Avis President’s Club. Your Rogers Bank account must be open, active and in good standing to qualify for the offer and your membership may be cancelled or suspended if your Rogers Red World Legend Mastercard is cancelled or your Rogers Bank account is no longer in good standing. Services and benefits are provided by Avis may vary by region or location and are subject to Avis’ terms and conditions. Mastercard and Rogers Bank are not responsible for this membership, including any claims or damages arising from this membership.
1% additional cash back
1% additional cash back available for a limited time to all Rogers Red credit card (Eligible Card) cardholders, excluding corporate cards, at participating eligible small business merchants who (a) receive point of sale (POS) services from Rogers, or (b) are existing Clover merchants and newly subscribe to Rogers Business Internet service (each, an Eligible Merchant). When you make an eligible purchase with an Eligible Merchant (a Qualifying Purchase), in addition to the cash back you earn on eligible purchases as set out in your Eligible Card Benefits Guide, you will get an additional 1% in cash back rewards (Bonus Rewards) on your Qualifying Purchase. For example, if you are a Rogers customer with a qualifying service and you earn 2% cash back on eligible purchases with your Eligible Card, you get an additional 1% cash back on your Qualifying Purchase (for a total of 3% cash back). Bonus Rewards are applied as an adjustment to your Eligible Card rewards balance and may take up to 5 months to post. Eligible Card account must be open and in good standing. Offer may be changed, cancelled or extended at any time without notice and is subject to your Eligible Card Benefits Guide and Cardholder Agreement.
If you do not see the Bonus Rewards you were expecting in the Rogers Bank app or on www.rogersbank.com, please contact us by calling us at 1 855 775-2265.
®/™ Mastercard, World Mastercard, World Elite and the circles design are registered trademarks and World Legend is a trademark of Mastercard International Incorporated. Used under license.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank.
The Rogers Red Mastercard, Rogers Red World Mastercard, Rogers Red World Elite Mastercard, Rogers Red World Elite Business Mastercard and Rogers Red World Legend Mastercard are credit cards issued by Rogers Bank.
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